Mortgage Debt Growth Stalls as “Home ATM” Activity Diminishes
In Q3 2025, mortgage debt remained flat, signaling a slowdown in home equity borrowing, with implications for housing market dynamics.
In Q3 2025, mortgage debt remained flat, signaling a slowdown in home equity borrowing, with implications for housing market dynamics.
The Fed's Q3 2025 Flow of Funds report highlights a $6.1 trillion rise in household net worth, despite increasing debt pressures.
December exhibited a 2.5% year-over-year increase in housing sales in select markets, contrasting November's declines.
Recent data shows a 9.7% decline in mortgage applications, reflecting a dip in both refinancing and purchase activity as rates stabilize.
The BEA reported that light vehicle sales were at 16.0 million in December on a seasonally adjusted annual basis (SAAR). This was up 1.9% from the sal...